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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,135 | $99,652+85.8% | $78,778+135.0% | $147,585+25.4% |
| Participation rate | 80.0% | 76.2%+3.8pp | 69.2%+10.8pp | 82.8%-2.8pp |
| Annual return | 34.05% | 47.28%-13.2pp | 35.62%-1.6pp | 578.57%-544.5pp |
| Employer contribution / active EE | $3,205 | $2,796+14.7% | $1,986+61.4% | $4,876-34.3% |
| Participant deferral / active EE | $9,386 | $3,664+156.2% | $2,958+217.3% | $5,439+72.6% |
| Admin fee / account holder | $956 | $7,155-86.6% | $5,134-81.4% | $10,885-91.2% |