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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,812 | $68,586-84.2% | $120,380-91.0% | $80,911-86.6% |
| Participation rate | 75.6% | 61.6%+14.0pp | 71.9%+3.7pp | 67.6%+8.0pp |
| Annual return | 9.30% | 23.62%-14.3pp | 107.28%-98.0pp | 35.63%-26.3pp |
| Employer contribution / active EE | $1,733 | $2,053-15.6% | $3,465-50.0% | $2,756-37.1% |
| Participant deferral / active EE | $2,035 | $3,174-35.9% | $4,992-59.2% | $4,297-52.6% |
| Admin fee / account holder | $432 | $5,733-92.5% | $9,421-95.4% | $6,935-93.8% |