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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,716 | $91,167-82.8% | $178,498-91.2% | $79,858-80.3% |
| Participation rate | 28.1% | 69.2%-41.1pp | 81.9%-53.8pp | 69.6%-41.5pp |
| Annual return | 15.84% | 24.19%-8.4pp | 151.09%-135.3pp | 31.72%-15.9pp |
| Employer contribution / active EE | $604 | $3,255-81.4% | $5,011-87.9% | $2,471-75.5% |
| Participant deferral / active EE | $1,758 | $3,236-45.7% | $5,202-66.2% | $3,740-53.0% |
| Admin fee / account holder | $471 | $6,747-93.0% | $13,985-96.6% | $5,306-91.1% |