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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,848 | $96,388-50.4% | $80,627-40.7% | $139,466-65.7% |
| Participation rate | 100.0% | 73.6%+26.4pp | 67.0%+33.0pp | 80.3%+19.7pp |
| Annual return | 16.66% | 1352.08%-1335.4pp | 936.76%-920.1pp | 373.66%-357.0pp |
| Employer contribution / active EE | $2,571 | $3,260-21.1% | $2,723-5.6% | $4,754-45.9% |
| Participant deferral / active EE | $7,283 | $5,224+39.4% | $4,443+63.9% | $6,712+8.5% |
| Admin fee / account holder | $779 | $6,603-88.2% | $5,381-85.5% | $11,409-93.2% |