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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,155 | $109,411-72.4% | $89,435-66.3% | $158,982-81.0% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 15.22% | 345.68%-330.5pp | 245.55%-230.3pp | 302.99%-287.8pp |
| Employer contribution / active EE | $2,666 | $3,173-16.0% | $2,587+3.0% | $4,763-44.0% |
| Participant deferral / active EE | $7,263 | $4,600+57.9% | $3,890+86.7% | $5,983+21.4% |
| Admin fee / account holder | $746 | $6,159-87.9% | $4,884-84.7% | $11,252-93.4% |