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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $349,170 | $181,062+92.8% | $158,223+120.7% | $155,188+125.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 14.19% | 57.39%-43.2pp | 52.09%-37.9pp | 148.84%-134.6pp |
| Employer contribution / active EE | $2,458 | $4,565-46.1% | $4,109-40.2% | $4,248-42.1% |
| Participant deferral / active EE | $4,731 | $6,134-22.9% | $5,467-13.5% | $6,531-27.6% |
| Admin fee / account holder | $1,489 | $18,825-92.1% | $16,047-90.7% | $14,480-89.7% |