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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $300,270 | $183,516+63.6% | $155,534+93.1% | $145,884+105.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 12.72% | 61.43%-48.7pp | 64.92%-52.2pp | 551.85%-539.1pp |
| Employer contribution / active EE | $3,303 | $5,315-37.8% | $4,675-29.3% | $4,662-29.1% |
| Participant deferral / active EE | $4,916 | $6,467-24.0% | $5,630-12.7% | $6,690-26.5% |
| Admin fee / account holder | $9,761 | $19,293-49.4% | $15,900-38.6% | $13,392-27.1% |