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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $349,170 | $172,111+102.9% | $150,298+132.3% | $137,256+154.4% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 14.19% | 69.37%-55.2pp | 62.79%-48.6pp | 220.34%-206.1pp |
| Employer contribution / active EE | $2,458 | $4,636-47.0% | $4,154-40.8% | $4,156-40.9% |
| Participant deferral / active EE | $4,731 | $6,166-23.3% | $5,453-13.2% | $6,407-26.1% |
| Admin fee / account holder | $1,489 | $16,471-91.0% | $14,116-89.4% | $12,270-87.9% |