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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $349,170 | $185,312+88.4% | $161,489+116.2% | $154,746+125.6% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 14.19% | 103.84%-89.7pp | 89.72%-75.5pp | 172.34%-158.1pp |
| Employer contribution / active EE | $2,458 | $4,769-48.5% | $4,268-42.4% | $4,379-43.9% |
| Participant deferral / active EE | $4,731 | $6,350-25.5% | $5,630-16.0% | $6,730-29.7% |
| Admin fee / account holder | $1,489 | $18,654-92.0% | $16,006-90.7% | $14,365-89.6% |