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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,571 | $211,946-64.3% | $169,452-55.4% | $135,379-44.2% |
| Participation rate | 100.0% | 82.6%+17.4pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -14.22% | 3.26%-17.5pp | 1.83%-16.1pp | 519.79%-534.0pp |
| Employer contribution / active EE | $16,454 | $5,117+221.6% | $4,157+295.8% | $4,779+244.3% |
| Participant deferral / active EE | $14,387 | $6,075+136.8% | $5,277+172.6% | $5,609+156.5% |
| Admin fee / account holder | $1,571 | $11,472-86.3% | $9,110-82.8% | $10,828-85.5% |