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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,631 | $138,102-48.1% | $125,381-42.9% | $134,532-46.8% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -19.57% | 750.73%-770.3pp | 572.31%-591.9pp | 418.27%-437.8pp |
| Employer contribution / active EE | $2,308 | $5,245-56.0% | $4,815-52.1% | $4,741-51.3% |
| Participant deferral / active EE | $13,277 | $7,801+70.2% | $7,448+78.3% | $6,401+107.4% |
| Admin fee / account holder | $302 | $11,568-97.4% | $10,007-97.0% | $11,429-97.4% |