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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,583 | $190,916-95.0% | $160,037-94.0% | $134,545-92.9% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -22.38% | 552.79%-575.2pp | 408.95%-431.3pp | 418.37%-440.8pp |
| Employer contribution / active EE | $1,320 | $4,996-73.6% | $4,226-68.8% | $4,742-72.2% |
| Participant deferral / active EE | $1,654 | $6,925-76.1% | $6,184-73.3% | $6,401-74.2% |
| Admin fee / account holder | $720 | $10,497-93.1% | $8,716-91.7% | $11,431-93.7% |