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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,083 | $228,395-97.8% | $185,861-97.3% | $158,982-96.8% |
| Participation rate | 71.4% | 82.3%-10.9pp | 78.0%-6.6pp | 82.0%-10.5pp |
| Annual return | 84.58% | 40.82%+43.8pp | 35.96%+48.6pp | 302.99%-218.4pp |
| Employer contribution / active EE | $1,347 | $4,968-72.9% | $4,088-67.0% | $4,763-71.7% |
| Participant deferral / active EE | $1,661 | $6,417-74.1% | $5,634-70.5% | $5,983-72.2% |
| Admin fee / account holder | $852 | $11,869-92.8% | $9,503-91.0% | $11,252-92.4% |