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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,535 | $81,276-56.3% | $155,574-77.2% | $80,925-56.1% |
| Participation rate | 56.1% | 66.2%-10.1pp | 78.2%-22.1pp | 67.7%-11.6pp |
| Annual return | 12.84% | 33.36%-20.5pp | 64.87%-52.0pp | 35.65%-22.8pp |
| Employer contribution / active EE | $1,779 | $3,103-42.7% | $4,676-62.0% | $2,756-35.5% |
| Participant deferral / active EE | $3,305 | $3,453-4.3% | $5,629-41.3% | $4,299-23.1% |
| Admin fee / account holder | $693 | $7,993-91.3% | $15,914-95.6% | $6,940-90.0% |