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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,382 | $77,908-58.4% | $149,696-78.4% | $75,173-56.9% |
| Participation rate | 57.7% | 65.6%-7.8pp | 78.8%-21.0pp | 67.2%-9.5pp |
| Annual return | 81.42% | 31.73%+49.7pp | 134.46%-53.0pp | 160.72%-79.3pp |
| Employer contribution / active EE | $1,926 | $3,138-38.6% | $4,821-60.0% | $2,671-27.9% |
| Participant deferral / active EE | $3,470 | $3,411+1.7% | $5,682-38.9% | $4,126-15.9% |
| Admin fee / account holder | $452 | $5,950-92.4% | $13,212-96.6% | $5,651-92.0% |