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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,535 | $81,358-56.3% | $155,556-77.2% | $80,959-56.1% |
| Participation rate | 56.1% | 66.3%-10.2pp | 78.2%-22.1pp | 67.7%-11.6pp |
| Annual return | 12.84% | 33.39%-20.5pp | 64.84%-52.0pp | 35.67%-22.8pp |
| Employer contribution / active EE | $1,779 | $3,106-42.7% | $4,675-62.0% | $2,757-35.5% |
| Participant deferral / active EE | $3,305 | $3,455-4.4% | $5,631-41.3% | $4,300-23.1% |
| Admin fee / account holder | $693 | $7,994-91.3% | $15,885-95.6% | $6,925-90.0% |