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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,870 | $148,623-56.4% | $135,974-52.3% | $139,466-53.5% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 18.01% | 79.30%-61.3pp | 68.30%-50.3pp | 373.66%-355.7pp |
| Employer contribution / active EE | $7,585 | $5,246+44.6% | $4,859+56.1% | $4,754+59.6% |
| Participant deferral / active EE | $31,855 | $8,103+293.1% | $7,760+310.5% | $6,712+374.6% |
| Admin fee / account holder | $4,908 | $12,406-60.4% | $10,767-54.4% | $11,409-57.0% |