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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,098 | $138,078-51.4% | $125,363-46.5% | $134,509-50.1% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -18.14% | 750.49%-768.6pp | 572.15%-590.3pp | 418.13%-436.3pp |
| Employer contribution / active EE | $3,656 | $5,245-30.3% | $4,815-24.1% | $4,741-22.9% |
| Participant deferral / active EE | $12,693 | $7,800+62.7% | $7,447+70.4% | $6,400+98.3% |
| Admin fee / account holder | $1,354 | $11,566-88.3% | $10,005-86.5% | $11,427-88.1% |