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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,003 | $104,251-70.3% | $91,004-65.9% | $147,586-79.0% |
| Participation rate | 33.3% | 78.2%-44.9pp | 75.6%-42.3pp | 82.8%-49.5pp |
| Annual return | 39.44% | 27.06%+12.4pp | 4.60%+34.8pp | 578.59%-539.2pp |
| Employer contribution / active EE | $1,774 | $3,116-43.1% | $2,456-27.8% | $4,876-63.6% |
| Participant deferral / active EE | $8,519 | $4,195+103.1% | $3,548+140.1% | $5,439+56.6% |
| Admin fee / account holder | $1,079 | $8,948-87.9% | $5,417-80.1% | $10,886-90.1% |