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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,350 | $138,075-56.3% | $123,552-51.2% | $135,379-55.4% |
| Participation rate | 83.3% | 84.7%-1.4pp | 82.3%+1.0pp | 82.6%+0.7pp |
| Annual return | -9.51% | 153.70%-163.2pp | 119.20%-128.7pp | 519.79%-529.3pp |
| Employer contribution / active EE | $4,197 | $5,152-18.5% | $4,628-9.3% | $4,779-12.2% |
| Participant deferral / active EE | $7,747 | $6,800+13.9% | $6,426+20.6% | $5,609+38.1% |
| Admin fee / account holder | $520 | $10,917-95.2% | $9,285-94.4% | $10,828-95.2% |