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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,880 | $101,063-80.3% | $81,473-75.6% | $147,585-86.5% |
| Participation rate | 71.4% | 74.5%-3.0pp | 68.0%+3.5pp | 82.8%-11.4pp |
| Annual return | 22.79% | 32.41%-9.6pp | 38.78%-16.0pp | 578.58%-555.8pp |
| Employer contribution / active EE | $1,238 | $3,206-61.4% | $2,568-51.8% | $4,876-74.6% |
| Participant deferral / active EE | $1,564 | $4,242-63.1% | $3,537-55.8% | $5,439-71.2% |
| Admin fee / account holder | $1,137 | $5,812-80.4% | $4,561-75.1% | $10,886-89.6% |