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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,613 | $165,361-67.6% | $149,715-64.2% | $158,950-66.3% |
| Participation rate | 83.3% | 84.6%-1.2pp | 82.5%+0.9pp | 82.0%+1.4pp |
| Annual return | 32.57% | 348.24%-315.7pp | 276.66%-244.1pp | 302.91%-270.3pp |
| Employer contribution / active EE | $8,113 | $5,103+59.0% | $4,645+74.7% | $4,762+70.4% |
| Participant deferral / active EE | $9,599 | $7,182+33.7% | $6,842+40.3% | $5,983+60.4% |
| Admin fee / account holder | $4,149 | $10,808-61.6% | $9,310-55.4% | $11,248-63.1% |