Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,666 | $81,457-94.3% | $103,378-95.5% | $80,911-94.2% |
| Participation rate | 67.7% | 66.8%+0.9pp | 74.5%-6.8pp | 67.6%+0.1pp |
| Annual return | 14.31% | 25.58%-11.3pp | 24.91%-10.6pp | 35.63%-21.3pp |
| Employer contribution / active EE | $974 | $3,107-68.6% | $3,870-74.8% | $2,756-64.6% |
| Participant deferral / active EE | $1,237 | $3,871-68.0% | $5,058-75.5% | $4,297-71.2% |
| Admin fee / account holder | $324 | $6,717-95.2% | $8,401-96.1% | $6,935-95.3% |