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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,926 | $211,105-22.8% | $178,449-8.7% | $145,978+11.6% |
| Participation rate | 50.0% | 80.8%-30.8pp | 77.1%-27.1pp | 80.3%-30.3pp |
| Annual return | 9.58% | 30.19%-20.6pp | 27.09%-17.5pp | 550.52%-540.9pp |
| Employer contribution / active EE | $15,250 | $4,569+233.8% | $3,951+286.0% | $4,662+227.1% |
| Participant deferral / active EE | $15,250 | $6,959+119.1% | $6,277+143.0% | $6,690+128.0% |
| Admin fee / account holder | $267 | $12,017-97.8% | $10,362-97.4% | $13,400-98.0% |