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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,025 | $123,155-91.0% | $108,753-89.9% | $155,188-92.9% |
| Participation rate | 100.0% | 75.6%+24.4pp | 71.1%+28.9pp | 80.8%+19.2pp |
| Annual return | 14.62% | 44.73%-30.1pp | 37.47%-22.9pp | 148.84%-134.2pp |
| Employer contribution / active EE | $1,393 | $2,811-50.5% | $2,427-42.6% | $4,248-67.2% |
| Participant deferral / active EE | $2,833 | $4,623-38.7% | $4,115-31.1% | $6,531-56.6% |
| Admin fee / account holder | $385 | $12,126-96.8% | $10,320-96.3% | $14,480-97.3% |