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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,573 | $102,696-93.6% | $86,235-92.4% | $139,487-95.3% |
| Participation rate | 90.9% | 74.5%+16.4pp | 69.0%+22.0pp | 80.3%+10.6pp |
| Annual return | 21.23% | 1925.91%-1904.7pp | 1170.03%-1148.8pp | 373.84%-352.6pp |
| Employer contribution / active EE | $841 | $3,034-72.3% | $2,381-64.7% | $4,755-82.3% |
| Participant deferral / active EE | $1,581 | $4,679-66.2% | $3,987-60.3% | $6,713-76.4% |
| Admin fee / account holder | $620 | $8,667-92.8% | $6,856-91.0% | $11,407-94.6% |