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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,599 | $138,102-76.4% | $125,381-74.0% | $134,532-75.8% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | 103.98% | 750.73%-646.7pp | 572.31%-468.3pp | 418.27%-314.3pp |
| Employer contribution / active EE | $3,898 | $5,245-25.7% | $4,815-19.1% | $4,741-17.8% |
| Participant deferral / active EE | $6,929 | $7,801-11.2% | $7,448-7.0% | $6,401+8.2% |
| Admin fee / account holder | $1,198 | $11,568-89.6% | $10,007-88.0% | $11,429-89.5% |