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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,805 | $107,944-2.0% | $91,994+15.0% | $152,885-30.8% |
| Participation rate | 66.7% | 81.2%-14.5pp | 78.6%-12.0pp | 82.5%-15.8pp |
| Annual return | 23.41% | 89.26%-65.9pp | 69.03%-45.6pp | 345.39%-322.0pp |
| Employer contribution / active EE | $0 | $4,210-100.0% | $3,452-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $12,667 | $6,365+99.0% | $5,923+113.8% | $5,851+116.5% |
| Admin fee / account holder | $565 | $10,521-94.6% | $7,743-92.7% | $11,598-95.1% |