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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,077 | $107,368-57.1% | $92,915-50.4% | $152,909-69.9% |
| Participation rate | 60.0% | 79.8%-19.8pp | 76.0%-16.0pp | 82.5%-22.5pp |
| Annual return | 34.59% | 145.64%-111.1pp | 109.45%-74.9pp | 345.46%-310.9pp |
| Employer contribution / active EE | $5,286 | $4,222+25.2% | $3,653+44.7% | $4,764+11.0% |
| Participant deferral / active EE | $10,150 | $4,848+109.4% | $4,238+139.5% | $5,851+73.5% |
| Admin fee / account holder | $171 | $7,082-97.6% | $5,796-97.0% | $11,601-98.5% |