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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,073 | $183,627-16.6% | $155,602-1.6% | $145,978+4.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 10.60% | 61.32%-50.7pp | 64.81%-54.2pp | 550.52%-539.9pp |
| Employer contribution / active EE | $24,241 | $5,316+356.0% | $4,675+418.5% | $4,662+420.0% |
| Participant deferral / active EE | $7,596 | $6,466+17.5% | $5,629+35.0% | $6,690+13.5% |
| Admin fee / account holder | $374 | $19,327-98.1% | $15,923-97.7% | $13,400-97.2% |