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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,706 | $175,231-46.0% | $149,696-36.7% | $139,466-32.1% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 15.63% | 166.77%-151.1pp | 134.46%-118.8pp | 373.66%-358.0pp |
| Employer contribution / active EE | $8,311 | $5,478+51.7% | $4,821+72.4% | $4,754+74.8% |
| Participant deferral / active EE | $14,576 | $6,521+123.5% | $5,682+156.5% | $6,712+117.2% |
| Admin fee / account holder | $604 | $16,155-96.3% | $13,212-95.4% | $11,409-94.7% |