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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,051 | $167,362-59.3% | $143,799-52.7% | $134,532-49.4% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -12.05% | 0.47%-12.5pp | -0.04%-12.0pp | 418.27%-430.3pp |
| Employer contribution / active EE | $6,483 | $5,620+15.3% | $4,952+30.9% | $4,741+36.7% |
| Participant deferral / active EE | $9,311 | $6,447+44.4% | $5,638+65.1% | $6,401+45.5% |
| Admin fee / account holder | $1,357 | $18,094-92.5% | $14,677-90.8% | $11,429-88.1% |