Retirement plan

LAS VEGAS REVIEW JOURNAL. INC 401(K) RETIREMENT PLAN

Name: LAS VEGAS REVIEW JOURNAL. INC - LAS VEGAS REVIEW JOURNAL. INC 401(K) RETIREMENT PLAN (2016) Form 5500
Creator: LAS VEGAS REVIEW JOURNAL. INC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, LAS VEGAS REVIEW JOURNAL. INC 401(K) RETIREMENT PLAN, LAS VEGAS REVIEW JOURNAL. INC

LAS VEGAS REVIEW JOURNAL. INCEIN 47-3017842Plan #001PY 2016

1111 W. BONANZA RD - LAS VEGAS, NV 891063545702-383-0202reviewjournal.comLinkedIn201-500 employeesnewspapers

Prospect flagsLow participationLow employer contributionLow participant contributionFailed to transmit contributions

How to read this page

Total assets (EOY)

$14M

No prior year

Total participants

555

No prior year

Average account balance

$36,670

No prior year

Annual return

0.00%

No prior year

Benchmarks

See 503 peers

Peer group

Industry51 - Information

Plan typeDefined contribution

Participants250-999

Cohort503 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$26.09M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$76K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

342

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

83.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.90M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.14%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$159

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 8 by compensation

Provider	Service type	Compensation
T ROWE PRICE RPS INC1+ years Service code 15 · EIN 52-1309931	Recordkeeping	$3,150
AMERICAN CENTURY1+ years Service code 28	Investment Management	$0
AMERICAN CENTURY1+ years Filed as: AMERICAN CENTURY FUNDS Service code 28 · EIN 20-0623152	Investment Management	$0
COLUMBIA1+ years Filed as: COLUMBIA FUNDS Service code 28 · EIN 93-0577450	Investment Management	$0
LOOMIS SAYLES1+ years Service code 28 · EIN 04-3200030	Investment Management	$0
MFS INVESTMENT MANAGEMENT1+ years Filed as: MFS Service code 28 · EIN 04-2747644	Investment Management	$0
PRUDENTIAL RETIREMENT INSURANCE AND1+ years Filed as: PRUDENTIAL JENNISON Service code 28 · EIN 22-3703799	Investment Management	$0
T ROWE PRICE RPS INC1+ years Filed as: TRP Service code 15	Recordkeeping	$0

Plan features & details

Pension benefit codes2E2F2G2J2K2S2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

4 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$3K

$6 / participant

Other / not subdivided$3K100.0%

% of EOY assets

0.023%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: ARMANINO LLP
Auditor EIN: 946214841
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$36,670

$56,640-35.3%

$80,977-54.7%

$57,658-36.4%

Participation rate

66.3%

75.9%-9.5pp

75.8%-9.5pp

70.2%-3.9pp

Annual return

0.00%

19.97%-20.0pp

17.11%-17.1pp

5.13%-5.1pp

Employer contribution / active EE

$291

$2,085-86.0%

$3,715-92.2%

$1,974-85.2%

Participant deferral / active EE

$1,847

$4,944-62.6%

$5,696-67.6%

$3,061-39.7%

Admin fee / account holder

$87-90.5%

$5,517-99.9%

$95-91.3%

Provider

Service type

Compensation

T ROWE PRICE RPS INC1+ years

Service code 15 · EIN 52-1309931

Recordkeeping

$3,150

AMERICAN CENTURY1+ years

Service code 28

Investment Management

AMERICAN CENTURY1+ years

Filed as: AMERICAN CENTURY FUNDS

Service code 28 · EIN 20-0623152

Investment Management

COLUMBIA1+ years

Filed as: COLUMBIA FUNDS

Service code 28 · EIN 93-0577450

Investment Management

LOOMIS SAYLES1+ years

Service code 28 · EIN 04-3200030

Investment Management

MFS INVESTMENT MANAGEMENT1+ years

Filed as: MFS

Service code 28 · EIN 04-2747644

Investment Management

PRUDENTIAL RETIREMENT INSURANCE AND1+ years

Filed as: PRUDENTIAL JENNISON

Service code 28 · EIN 22-3703799

Investment Management

T ROWE PRICE RPS INC1+ years

Filed as: TRP

Service code 15

Recordkeeping

LAS VEGAS REVIEW JOURNAL. INC 401(K) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

LAS VEGAS REVIEW JOURNAL. INC 401(K) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion