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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,433 | $180,466-92.0% | $154,114-90.6% | $135,382-89.3% |
| Participation rate | 87.5% | 87.4%+0.1pp | 83.0%+4.5pp | 82.6%+4.9pp |
| Annual return | -5.00% | 888.15%-893.2pp | 735.16%-740.2pp | 519.77%-524.8pp |
| Employer contribution / active EE | $1,719 | $6,035-71.5% | $5,298-67.6% | $4,779-64.0% |
| Participant deferral / active EE | $2,564 | $5,806-55.8% | $5,081-49.5% | $5,609-54.3% |
| Admin fee / account holder | $2,632 | $16,144-83.7% | $13,411-80.4% | $10,829-75.7% |