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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,011 | $201,344-17.1% | $184,243-9.4% | $145,877+14.5% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 20.38% | 29.01%-8.6pp | 28.82%-8.4pp | 551.28%-530.9pp |
| Employer contribution / active EE | $7,301 | $7,022+4.0% | $6,427+13.6% | $4,663+56.6% |
| Participant deferral / active EE | $11,263 | $9,807+14.8% | $9,132+23.3% | $6,691+68.3% |
| Admin fee / account holder | $22,632 | $16,382+38.2% | $13,914+62.7% | $13,402+68.9% |