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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $422,292 | $227,597+85.5% | $189,575+122.8% | $167,536+152.1% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.4%+21.6pp | 82.1%+17.9pp |
| Annual return | 11.71% | 78.44%-66.7pp | 64.19%-52.5pp | 478.82%-467.1pp |
| Employer contribution / active EE | $29,390 | $5,316+452.8% | $4,412+566.1% | $4,839+507.3% |
| Participant deferral / active EE | $18,721 | $7,002+167.4% | $6,174+203.3% | $6,342+195.2% |
| Admin fee / account holder | $5,386 | $11,877-54.7% | $9,806-45.1% | $12,315-56.3% |