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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $345,726 | $228,395+51.4% | $185,861+86.0% | $158,982+117.5% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 15.23% | 40.82%-25.6pp | 35.96%-20.7pp | 302.99%-287.8pp |
| Employer contribution / active EE | $20,407 | $4,968+310.8% | $4,088+399.2% | $4,763+328.5% |
| Participant deferral / active EE | $14,064 | $6,417+119.1% | $5,634+149.6% | $5,983+135.0% |
| Admin fee / account holder | $3,948 | $11,869-66.7% | $9,503-58.5% | $11,252-64.9% |