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| Provider | Service type | Compensation |
|---|---|---|
Filed as: BEACON POINTE ADVISORS, LLC Service code 15 · EIN 68-0488677 | Recordkeeping | $19,128 |
ADP BROKER-DEALER1 year Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $730 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,805 | $66,813-64.4% | $100,528-76.3% | $73,493-67.6% |
| Participation rate | 87.7% | 77.5%+10.2pp | 79.4%+8.3pp | 70.7%+17.0pp |
| Annual return | 20.39% | 25.70%-5.3pp | 30.90%-10.5pp | 28.51%-8.1pp |
| Employer contribution / active EE | $0 | $2,147-100.0% | $3,419-100.0% | $2,270-100.0% |
| Participant deferral / active EE | $3,766 | $5,883-36.0% | $6,271-40.0% | $3,740+0.7% |
| Admin fee / account holder | $96 | $512-81.3% | $8,084-98.8% | $513-81.3% |