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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,681 | $111,787-92.2% | $93,681-90.7% | $145,978-94.1% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 18.23% | 203.52%-185.3pp | 133.47%-115.2pp | 550.52%-532.3pp |
| Employer contribution / active EE | $3,997 | $3,093+29.2% | $2,422+65.0% | $4,662-14.3% |
| Participant deferral / active EE | $7,449 | $4,918+51.5% | $4,415+68.7% | $6,690+11.3% |
| Admin fee / account holder | $149,825 | $10,256+1360.9% | $8,290+1707.3% | $13,400+1018.1% |