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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,681 | $111,878-92.2% | $93,727-90.7% | $145,897-94.0% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 18.23% | 204.28%-186.0pp | 133.83%-115.6pp | 552.29%-534.1pp |
| Employer contribution / active EE | $3,997 | $3,092+29.3% | $2,421+65.1% | $4,663-14.3% |
| Participant deferral / active EE | $7,449 | $4,920+51.4% | $4,417+68.6% | $6,689+11.4% |
| Admin fee / account holder | $149,825 | $10,256+1360.8% | $8,292+1707.0% | $13,390+1018.9% |