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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,827 | $176,077-77.4% | $159,455-75.0% | $167,518-76.2% |
| Participation rate | 80.0% | 84.9%-4.9pp | 82.8%-2.8pp | 82.1%-2.1pp |
| Annual return | 9.29% | 331.83%-322.5pp | 263.63%-254.3pp | 478.71%-469.4pp |
| Employer contribution / active EE | $4,416 | $5,298-16.7% | $4,830-8.6% | $4,838-8.7% |
| Participant deferral / active EE | $8,197 | $7,751+5.8% | $7,353+11.5% | $6,342+29.3% |
| Admin fee / account holder | $8,096 | $12,556-35.5% | $10,800-25.0% | $12,312-34.2% |