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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,158 | $69,118-23.1% | $53,647-0.9% | $138,895-61.7% |
| Participation rate | 66.7% | 64.0%+2.7pp | 56.3%+10.4pp | 79.9%-13.3pp |
| Annual return | 9.69% | 248.26%-238.6pp | 358.33%-348.6pp | 145.39%-135.7pp |
| Employer contribution / active EE | $696 | $1,189-41.5% | $962-27.7% | $4,194-83.4% |
| Participant deferral / active EE | $1,119 | $2,274-50.8% | $1,813-38.3% | $6,396-82.5% |
| Admin fee / account holder | $196 | $2,724-92.8% | $2,460-92.0% | $12,562-98.4% |