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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,428 | $99,647-90.5% | $86,439-89.1% | $134,509-93.0% |
| Participation rate | 100.0% | 82.1%+17.9pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -17.86% | 6784.13%-6802.0pp | 4395.55%-4413.4pp | 418.13%-436.0pp |
| Employer contribution / active EE | $2,959 | $4,401-32.8% | $3,769-21.5% | $4,741-37.6% |
| Participant deferral / active EE | $5,148 | $7,246-29.0% | $6,952-25.9% | $6,400-19.6% |
| Admin fee / account holder | $1,243 | $8,373-85.2% | $6,732-81.5% | $11,427-89.1% |