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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,293 | $162,136-30.7% | $152,301-26.3% | $154,746-27.4% |
| Participation rate | 93.8% | 84.1%+9.6pp | 82.4%+11.3pp | 80.7%+13.0pp |
| Annual return | 18.88% | 91.02%-72.1pp | 80.50%-61.6pp | 172.34%-153.5pp |
| Employer contribution / active EE | $4,286 | $4,890-12.4% | $4,624-7.3% | $4,379-2.1% |
| Participant deferral / active EE | $12,383 | $8,341+48.5% | $8,004+54.7% | $6,730+84.0% |
| Admin fee / account holder | $891 | $15,759-94.3% | $14,398-93.8% | $14,365-93.8% |