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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,293 | $196,972-43.0% | $182,262-38.4% | $198,609-43.5% |
| Participation rate | 93.8% | 85.7%+8.1pp | 84.2%+9.5pp | 82.4%+11.4pp |
| Annual return | 18.88% | 158.27%-139.4pp | 140.60%-121.7pp | 202.70%-183.8pp |
| Employer contribution / active EE | $4,286 | $5,364-20.1% | $5,046-15.1% | $5,055-15.2% |
| Participant deferral / active EE | $12,383 | $8,643+43.3% | $8,276+49.6% | $6,977+77.5% |
| Admin fee / account holder | $891 | $18,429-95.2% | $16,712-94.7% | $19,030-95.3% |