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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,293 | $154,228-27.2% | $145,433-22.8% | $137,256-18.2% |
| Participation rate | 93.8% | 83.8%+10.0pp | 82.1%+11.6pp | 80.0%+13.8pp |
| Annual return | 18.88% | 74.59%-55.7pp | 66.58%-47.7pp | 220.34%-201.5pp |
| Employer contribution / active EE | $4,286 | $4,804-10.8% | $4,554-5.9% | $4,156+3.1% |
| Participant deferral / active EE | $12,383 | $8,216+50.7% | $7,897+56.8% | $6,407+93.3% |
| Admin fee / account holder | $891 | $14,344-93.8% | $13,129-93.2% | $12,270-92.7% |