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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,421 | $82,678-82.6% | $125,391-88.5% | $68,490-78.9% |
| Participation rate | 97.4% | 75.1%+22.4pp | 82.4%+15.1pp | 67.9%+29.5pp |
| Annual return | 0.27% | -5.97%+6.2pp | 572.41%-572.1pp | -7.85%+8.1pp |
| Employer contribution / active EE | $3,725 | $3,382+10.1% | $4,816-22.6% | $2,597+43.5% |
| Participant deferral / active EE | $7,534 | $6,111+23.3% | $7,448+1.2% | $4,028+87.0% |
| Admin fee / account holder | $574 | $6,277-90.9% | $10,009-94.3% | $5,403-89.4% |