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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,268 | $70,418+109.1% | $96,570+52.5% | $85,847+71.5% |
| Participation rate | 20.0% | 61.8%-41.8pp | 69.8%-49.8pp | 69.3%-49.3pp |
| Annual return | 36.98% | 18.59%+18.4pp | 37.79%-0.8pp | 318.61%-281.6pp |
| Employer contribution / active EE | $1,077 | $1,413-23.8% | $2,357-54.3% | $2,565-58.0% |
| Participant deferral / active EE | $1,276 | $2,894-55.9% | $3,849-66.9% | $3,952-67.7% |
| Admin fee / account holder | $20 | $4,995-99.6% | $6,182-99.7% | $6,261-99.7% |