See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
PAYCHEX, INC.2 years Service code 15 · EIN 16-1124166 911 PANORAMA TRAIL S · ROCHESTER, NY 14625 | Recordkeeping | $10,219 |
CETERA ADVISOR NETWORKS LLC3 years Service code 15 · EIN 95-3845382 200 N. PACIFIC COAST HWY · EL SEGUNDO, CA 90245 | Recordkeeping | $5,419 |
Participant contribution per participant is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,719 | $71,516-80.8% | $98,439-86.1% | $71,457-80.8% |
| Participation rate | 74.2% | 72.7%+1.5pp | 75.2%-1.0pp | 67.9%+6.3pp |
| Annual return | 14.70% | 32.41%-17.7pp | 21.16%-6.5pp | 28.85%-14.2pp |
| Employer contribution / active EE | $1,191 | $2,399-50.3% | $3,048-60.9% | $2,588-54.0% |
| Participant deferral / active EE | $1,815 | $4,109-55.8% | $4,738-61.7% | $4,289-57.7% |
| Admin fee / account holder | $160 | $1,675-90.4% | $8,948-98.2% | $1,587-89.9% |