Retirement plan

STEVEN P CIARDIELLO ESQ, P.C. 401K PLAN

Name: STEVEN P CIARDIELLO ESQ PC - STEVEN P CIARDIELLO ESQ, P.C. 401K PLAN (2021) Form 5500
Creator: STEVEN P CIARDIELLO ESQ PC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, STEVEN P CIARDIELLO ESQ, P.C. 401K PLAN, STEVEN P CIARDIELLO ESQ PC

STEVEN P CIARDIELLO ESQ PCEIN 47-2944848Plan #001PY 2021

2840 WHITNEY AVE - HAMDEN, CT 065182554203-248-8000LinkedIn1-10 employeeslaw practice

Prospect flagsLow returns

How to read this page

Total assets (EOY)

$216K

+20.2% from 2020

Total participants

0.0% from 2020

Average account balance

$215,821

+20.2% from 2020

Annual return

4.85%

-2.02 pp from 2020

Benchmarks

See 126,134 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants<25

Cohort126,134 peers

Snapshot2021

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$91K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$91K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$32K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$32K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+4.02%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2G2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$215,821

$176,077+22.6%

$159,455+35.3%

$167,518+28.8%

Participation rate

100.0%

84.9%+15.1pp

82.8%+17.2pp

82.1%+17.9pp

Annual return

4.85%

331.83%-327.0pp

263.63%-258.8pp

478.71%-473.9pp

Employer contribution / active EE

$1,641

$5,298-69.0%

$4,830-66.0%

$4,838-66.1%

Participant deferral / active EE

$26,000

$7,751+235.4%

$7,353+253.6%

$6,342+310.0%

Admin fee / account holder

$12,556-100.0%

$10,800-100.0%

$12,312-100.0%

STEVEN P CIARDIELLO ESQ, P.C. 401K PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

STEVEN P CIARDIELLO ESQ, P.C. 401K PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Audit opinion

Benchmarks

Service providers

Opportunity flags

Audit opinion