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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,740 | $118,488-90.1% | $98,462-88.1% | $139,487-91.6% |
| Participation rate | 100.0% | 77.5%+22.5pp | 75.2%+24.8pp | 80.3%+19.7pp |
| Annual return | 23.53% | 18.96%+4.6pp | 21.17%+2.4pp | 373.84%-350.3pp |
| Employer contribution / active EE | $2,328 | $3,611-35.5% | $3,049-23.6% | $4,755-51.0% |
| Participant deferral / active EE | $701 | $5,393-87.0% | $4,738-85.2% | $6,713-89.6% |
| Admin fee / account holder | $2,315 | $13,868-83.3% | $8,875-73.9% | $11,407-79.7% |