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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,554 | $127,790-91.0% | $106,555-89.2% | $167,536-93.1% |
| Participation rate | 87.5% | 78.3%+9.2pp | 76.1%+11.4pp | 82.1%+5.4pp |
| Annual return | 15.21% | 33.88%-18.7pp | 26.80%-11.6pp | 478.82%-463.6pp |
| Employer contribution / active EE | $2,118 | $3,428-38.2% | $2,819-24.9% | $4,839-56.2% |
| Participant deferral / active EE | $1,995 | $5,088-60.8% | $4,399-54.6% | $6,342-68.5% |
| Admin fee / account holder | $11,651 | $11,229+3.8% | $7,408+57.3% | $12,315-5.4% |