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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,454 | $132,634-89.1% | $115,768-87.5% | $137,256-89.5% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.4%+25.6pp | 80.0%+20.0pp |
| Annual return | 18.57% | 160.70%-142.1pp | 100.46%-81.9pp | 220.34%-201.8pp |
| Employer contribution / active EE | $1,796 | $3,360-46.5% | $2,940-38.9% | $4,156-56.8% |
| Participant deferral / active EE | $1,306 | $5,619-76.8% | $4,917-73.4% | $6,407-79.6% |
| Admin fee / account holder | $1,815 | $15,028-87.9% | $12,439-85.4% | $12,270-85.2% |